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Major Property Coverage

The Dept of Administration, State Risk, procures property insurance coverage on behalf of the State of Idaho and its Agencies.

Current Insurance Carrier: FM Global

Policy No.: 1104460

Effective Dates: 09/01/2022 to 07/01/2025

Type: All Risk (Coverage for losses arising from all causes except those specifically excluded within the policy.)

State Deductible: $1,000,000.00

Agency Deductibles per occurrence:

  • Claim Less Than $50,000.00, deductible is $5,000.00
  • Claim Greater Than $50,000.00, deductible is $10,000.00

Contents, Mobile Equipment, and Stock and Supply should be tracked by location for coverage reporting purposes.