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Supplemental Retirement Accounts

Supplemental retirement plans (SRA) are available to employees to help build retirement security through additional savings- 401(k), 403(b), and 457(b), Roth 403(b). Contributions are not matched by Boise State, but they are deducted before income taxes and deposited each pay period (26 paychecks in a calendar year) with the provider or providers chosen by the employee. Changes to contribution amounts can be made at any time by completing and submitting a new salary reduction form for the plan.

401(k) – PERSI Choice

The PERSI Choice plan is a defined contribution 401(k) plan available only to benefit-eligible PERSI participants that work 20 hours/week for five (5) or more months.

  • The contribution limit for the calendar year 2025 is $23,500.
  • The catch-up amount of $7,500 for employees age 50 or over.
  • The maximum contribution amount of an employee aged 50 or older would be $31,000. For more information and enrollment forms, please visit the PERSI website.
  • This limit is shared with 403(b).

403(b)

The 403(b) plans are defined contribution plans available to all University employees through a select group of vendors. To enroll, you must first contact the vendor to set up an account. Once you have established a vendor account, you must submit a completed SRA Form.

403(b) Roth – After Tax

The Roth 403(b) is an after-tax retirement saving option through payroll deduction, with tax-free withdrawals of interest and earnings at retirement. Once you have established a vendor account, you must submit a completed SRA form (link above).

457(b)

The 457(b) is a non-qualified deferred compensation plan that is available to all University employees through the following vendors.

  • The contribution limit for the calendar year 2025 is $23,500.
  • The catch-up amount of $7,500 for employees age 50 or over.
  • The maximum contribution amount of an employee aged 50 or older would be $31,000.
  • This limit is separate from 401(k)/403(b) accounts.

Once you have established a vendor account, you must submit a completed SRA form (link above).

Please contact Human Resources if you encounter any access barriers, challenges, or require the content in another format to fully access the information at hrs@boisestate.edu or (208) 426-1616.

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