Review Repaying Student Loans 101 for important concepts, tips, and recommendations for repaying your student loans. Payments had been paused for three years, but most people had to start paying again beginning in October 2023.
The Supreme Court blocked the one-time debt relief plan (you may also know this as the forgiveness of up to $20,000 for Pell Grant borrowers). But you may be able to get help repaying your loans, including full loan forgiveness, through other federal student loan programs. You never know what you may be eligible for, so take a look at the options for Student Loan Forgiveness (and Other Ways the Government Can Help You Repay Your Loans).
Beware of scams
You might be contacted by a company saying they will help you get loan discharge, forgiveness, cancellation, or debt relief for a fee. You never have to pay for help with your federal student aid. Make sure you work only with the U.S. Department of Education, the office of Federal Student Aid, and our loan servicers, and never reveal your personal information or account password to anyone. Learn how to avoid scams and what you can do if you’re contacted by a scammer.
Emails to borrowers come from noreply@studentaid.gov, noreply@debtrelief.studentaid.gov, and ed.gov@public.govdelivery.com. You can report scam attempts to the Federal Trade Commission by calling 1-877-382-4357 or by visiting reportfraud.ftc.gov.